The Gruha Lakshmi Scheme is a flagship welfare initiative by the Government of Karnataka, aimed at economically empowering women across the state. Under the ಸೇವಾ ಸಿಂಧು ಗೃಹಲಕ್ಷ್ಮಿ ಯೋಜನೆ, eligible women heads of households with weak financial conditions receive financial assistance of ₹2000 per month.
This scheme specifically supports women who are responsible for their family’s livelihood, helping them meet daily expenses and improve their standard of living.
Stay updated on the ಪಿಎಂ ಆವಾಸ್ ಯೋಜನಾ ಅಪ್ಲೈ.ಕಂ website to learn more about the benefits, eligibility, and application process for the Gruha Lakshmi Scheme 2025 – ಗೃಹ ಲಕ್ಷ್ಮಿ ಯೋಜನೆ.
Overview of a Gruha Lakshmi Scheme
| Feature | Details |
| Scheme Name | Gruha Lakshmi Scheme – ಗೃಹ ಲಕ್ಷ್ಮಿ ಯೋಜನೆ |
| Launched By | Government of Karnataka |
| Objective | To economically empower women, especially heads of households with weak financial conditions |
| Target Beneficiaries | Women who are the head of the family and in financially weak households |
| Financial Assistance | ₹2000 per month |
| Key Benefit | Helps women meet daily expenses and improve family livelihood |
| Application Process | Online through the PM Kisan Samman Nidhi portal / designated government offices |
| Eligibility Criteria | Female head of household, economically weak, resident of Karnataka |
| Official Website / Updates | https://dwcd.karnataka.gov.in/ |
| Launch Year | 2025 (updated scheme) |
“Read About: Pm awas yojna 2025“
Objectives of Gruha Lakshmi Scheme – ಗೃಹ ಲಕ್ಷ್ಮಿ ಯೋಜನೆ
The Gruha Lakshmi Scheme, announced by Chief Minister Siddaramaiah and promoted as “Nari Shakti Doot”, is a major initiative to improve the living standards of women in Karnataka and make them financially self-reliant. The scheme aims to empower women economically, enabling them to participate in self-employment programs and achieve self-sufficiency. It provides financial security and helps women plan a better future for themselves and their families.
Key Objectives:
- Make housewives financially independent.
- Support household expenses through monthly financial assistance.
- Enhance the dignity and respect of women in society.
- Provide special assistance to women below the poverty line.
- Encourage women to explore entrepreneurship, linking them with self-employment programs like Gogo Didi Yojana.
- Promote women’s empowerment and establish gender equality in Karnataka.
What are the Eligibility Criteria For the Gruha Lakshmi Scheme?
To avail the benefits of the Gruha Lakshmi Scheme, applicants must meet the following criteria:
- Gender & Role: Must be a female head of the household.
- Residency: Should be a resident of Karnataka.
- Financial Condition: Must belong to a financially weak or low-income family.
- Social Status: Priority is given to women living below the poverty line (BPL).
Other Support: Should not be currently receiving similar government financial assistance for household expenses.
Which documents are required for the Gruhlakshmi scheme?
To apply for the scheme, beneficiaries need to submit the following documents:
- Aadhaar Card – Proof of identity and residence.
- Bank Account Details – For receiving direct financial assistance.
- Income Certificate – To prove eligibility based on financial condition.
- Residential Certificate – Proof of residence in Karnataka.
- BPL Certificate (if applicable) – For women below the poverty line.
- Photograph – Recent passport-size photo of the applicant.
- Application Form – Duly filled and signed.
What are the Benefits & Features of ಗೃಹಲಕ್ಷ್ಮಿ Scheme?
Benefits of the Gruha Lakshmi Scheme
- Monthly Financial Assistance: Eligible women receive ₹2000 per month to support household expenses.
- Financial Security: Provides economic stability for women, especially those heading low-income households.
- Empowerment: Encourages women to become self-reliant and financially independent.
- Support for Poverty-Stricken Families: Priority is given to women below the poverty line (BPL).
- Access to Self-Employment Programs: Women can join schemes like Gogo Didi Yojana to enhance income opportunities.
- Improved Living Standards: Helps improve the standard of living for women and their families.
Key Features of the Scheme
- Target Beneficiaries: Female heads of households in Karnataka with weak financial conditions.
- Official Name: Gruha Lakshmi Scheme – ಗೃಹ ಲಕ್ಷ್ಮಿ ಯೋಜನೆ
- Objective: Promote women’s empowerment, self-reliance, and gender equality.
- Mode of Assistance: Direct cash transfer to the beneficiary’s bank account.
- Government Support: Launched by the Government of Karnataka under the initiative “Nari Shakti Doot”.
Gruha Lakshmi Scheme Online Apply ಕೈಸೇ ಕರೆನ್ ?
- First of all, visit the ಸೇವಾ ಸಿಂಧು ಗೃಹಲಕ್ಷ್ಮಿ ಯೋಜನೆ portal: dwcd.karnataka.gov.in
- Click on the “ಗೃಹಲಕ್ಷ್ಮೀ ಯೋಜನೆ” link on the homepage.
- Enter your mobile number and do OTP verification.
- The application form will open – fill in name, address, Aadhaar number, ration card number, and bank details.
- Upload all required documents.
- Fill out the self-declaration that you are the head of the family.
- After filling in the information, click on the “Submit” button.
- You will get a receipt/reference ID, keep it safe – useful for checking status.
ಗೃಹ ಲಕ್ಷ್ಮಿ ಸ್ಕೀಮ್ ಕೆ ಲಿಯೇ Offline Apply ಕೈಸೇ ಕರೆನ್?
- Visit your nearest Bapuji Kendra, Grama One Centre, or Jan Seva Kendra.
- Get the Griha Lakshmi Yojana form and fill it.
- Submit it along with the required documents.
- Get a receipt on submission of the form.
- The concerned officials will check your documents, and the amount will be credited to the account after approval.
Financial Amount Details of the Gruha Lakshmi Scheme
| Category | Details |
| Monthly Assistance Amount | ₹2000 per month |
| Total Amount Per Year | ₹24,000 per year |
| Payment Mode | Direct Bank Transfer (DBT) |
| Beneficiary Type | Women who are the head of the household |
| Payment Frequency | Monthly |
| Bank Account Requirement | Active Aadhaar-linked bank account |
| Financial Purpose | Support household expenses & improve financial stability |
| Scheme Objective | Economic empowerment of women & reduction in financial burden |
How to Check Gruha Lakshmi Scheme Application Status?
- First of all, go to the Seva Sindhu portal: dwcd.karnataka.gov.in
- On the homepage, click on “Track Your Application Status” or “Gruha Lakshmi Yojana application status” option.
- There you will find two options: Application Reference Number and Aadhaar Number.
- Choose one of the options and enter the corresponding number.
- Click on the “Submit” or “Check Status” button.
- Your application status will be displayed on the screen.
Frequently Asked Questions (FAQ) – Gruha Lakshmi Scheme
A- The Gruha Lakshmi Scheme is a Karnataka government program that provides ₹2000 monthly financial assistance to women who are heads of households.
A- Applicants can apply through the dwcd.karnataka.gov.in by registering, filling out the form, uploading documents, and submitting the application online.
A- Women who are the head of their family, residents of Karnataka, and belong to low-income or BPL households are eligible for this scheme.
A- Eligible women receive ₹2000 per month, directly transferred to their bank account.